Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Homeloans Ultra Plus 80 Combo >$500K Fixed 3 Year (Principal & Interest) (Owner Occupied)
Initial
4.19%
Ongoing
4.14%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo >$500K Fixed 4 Year (Principal & Interest) (Owner Occupied)
Initial
4.59%
Ongoing
4.14%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo >$500K Fixed 5 Year (Principal & Interest) (Owner Occupied)
Initial
4.79%
Ongoing
4.14%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Ezy Economizer Fee Free Variable LVR > 80% ** <$300K
Initial
4.14%
Ongoing
4.14%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
SmartSaver Variable LVR < 90% (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $495
  2. No Credit Card attached
  3. Must have genuine savings
Premium Option Pro Pack 85 <$750K (Principal & Interest) (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $845
Premium Option Pro Pack Fixed 1 Year 85 <$750K (Principal & Interest) (Owner Occupied)
Initial
4.33%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $845
Premium Option Pro Pack Fixed 2 Years 85 <$750K (Principal & Interest) (Owner Occupied)
Initial
4.38%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $845
VIP Package 2 Year Fixed 80 (Owner Occupied)
Initial
4.44%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $720
  2. No Credit Card attached
VIP Package 3 Year Fixed 80 (Owner Occupied)
Initial
4.54%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $720
  2. No Credit Card attached
Premium Option Pro Pack Fixed 3 Years 85 <$750K (Principal & Interest) (Owner Occupied)
Initial
4.39%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $845
VIP Package 80 (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $720
  2. No Credit Card attached
Premium Option Pro Pack Fixed 4 Years 85 <$750K (Principal & Interest) (Owner Occupied)
Initial
4.63%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $845
Premium Option Pro Pack Fixed 5 Years 85 <$750K (Principal & Interest) (Owner Occupied)
Initial
4.68%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $845
Basic Fixed Rate Loan 1 Year - EXISTING CUSTOMERS - LVR >90% to 95% (Owner Occupied)
Initial
4.55%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $895
  2. No Credit Card attached
  3. Must have genuine savings
Basic Fixed Rate Loan 1 Year (Owner Occupied)
Initial
4.55%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $545
  2. No Credit Card attached
  3. Must have genuine savings
Basic Fixed Rate Loan 2 Years - EXISTING CUSTOMERS - LVR >90% to 95% (Owner Occupied)
Initial
4.18%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $895
  2. No Credit Card attached
  3. Must have genuine savings
Basic Fixed Rate Loan 2 Years (Owner Occupied)
Initial
4.18%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $545
  2. No Credit Card attached
  3. Must have genuine savings
Basic Fixed Rate Loan 3 Years - EXISTING CUSTOMERS - LVR >90% to 95% (Owner Occupied)
Initial
4.55%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $895
  2. No Credit Card attached
  3. Must have genuine savings
Basic Fixed Rate Loan 3 Years (Owner Occupied)
Initial
4.55%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $545
  2. No Credit Card attached
  3. Must have genuine savings