Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Basic Fixed Rate Loan 5 Years - EXISTING CUSTOMERS - LVR >90% to 95% (Owner Occupied)
Initial
4.99%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $895
  2. No Credit Card attached
  3. Must have genuine savings
Basic Fixed Rate Loan 5 Years (Owner Occupied)
Initial
4.99%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $545
  2. No Credit Card attached
  3. Must have genuine savings
Basic Variable Rate Loan - EXISTING CUSTOMERS - LVR >90% to 95% (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $895
  2. No Credit Card attached
  3. Must have genuine savings
Basic Variable Rate Loan (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $545
  2. No Credit Card attached
  3. Must have genuine savings
Home Advantage - Variable $250K - $699K (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $100
  2. Must have genuine savings
Homeloans Ultra Plus 80 $200K-$499K (Principal & Interest) (Owner Occupied)
Initial
3.99%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo $200K-$499K Fixed 1 Year (Principal & Interest) (Owner Occupied)
Initial
4.39%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo $200K-$499K Fixed 2 Year (Principal & Interest) (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Ezy Economizer 2 Year Fixed Fee Free >80% <$300K
Initial
4.04%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo $200K-$499K Fixed 3 Year (Principal & Interest) (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo $200K-$499K Fixed 4 Year (Principal & Interest) (Owner Occupied)
Initial
4.59%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo $200K-$499K Fixed 5 Year (Principal & Interest) (Owner Occupied)
Initial
4.79%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Ezy Economizer 3 Year Fixed Fee Free >80% <$300K
Initial
4.09%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Ezy Economizer 4 Year Fixed Fee Free >80% <$300K
Initial
4.44%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Ezy Economizer 5 Year Fixed Fee Free >80% <$300K
Initial
4.54%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Flexi First Option Home Loan - Special Offer
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Must have genuine savings
Homeloans Optima 1 Year Fixed <$750K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.28%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima 2 Year Fixed <$750K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.28%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima 3 Year Fixed <$750K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.38%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima 4 Year Fixed <$750K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.64%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option