Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Homeloans Optima 5 Year Fixed <$750K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.64%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima Offset up to $749K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.21%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima up to $749K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.21%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Vow Basic Home Loan - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.22%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Basic Home Loan Fixed 1 Year - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Basic Home Loan Fixed 2 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Basic Home Loan Fixed 3 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.39%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Basic Home Loan Fixed 4 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Basic Home Loan Fixed 5 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Fixed 1 Year - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Fixed 2 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Fixed 3 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.39%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Fixed 4 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Fixed 5 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Package - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.22%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Affinity Fixed Rate Loan 1 Year $250K - $499K (LVR <80%) (Owner Occupied)
Initial
4.55%
Ongoing
4.23%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $645
  2. No Credit Card attached
  3. Must have genuine savings
Affinity Fixed Rate Loan 2 Years $250K - $499K (LVR <80%) (Owner Occupied)
Initial
4.55%
Ongoing
4.23%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $645
  2. No Credit Card attached
  3. Must have genuine savings
Affinity Fixed Rate Loan 3 Years $250K - $499K (LVR <80%) (Owner Occupied)
Initial
4.25%
Ongoing
4.23%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $645
  2. No Credit Card attached
  3. Must have genuine savings
Affinity Fixed Rate Loan 5 Years $250K - $499K (LVR <80%) (Owner Occupied)
Initial
4.99%
Ongoing
4.23%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $645
  2. No Credit Card attached
  3. Must have genuine savings
Affinity Variable Rate Loan $250K - $499K (LVR <80%) (Owner Occupied)
Initial
4.23%
Ongoing
4.23%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $645
  2. No Credit Card attached
  3. Must have genuine savings