Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Offset Home Loan Package Fixed 5 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Basic Home Loan Fixed 5 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Sharp (Prime) LVR 80%
Initial
4.24%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $995
  2. No Credit Card attached
Star (Prime) - AAA Rated Fixed 1 Year LVR 70%
Initial
4.29%
Ongoing
4.24%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. No Credit Card attached
Star (Prime) - AAA Rated LVR 80%
Initial
4.24%
Ongoing
4.24%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Annual Fees of $295
  2. No Credit Card attached
Home Package Plus - Standard Variable SPECIAL - LVR <80% $150K to $500K (Owner Occupied) (Principal & Interest)
Initial
4.24%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Must have genuine savings
Homeloans Accelerate Prime LVR 55%
Initial
4.24%
Ongoing
4.24%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $1239
  2. No Credit Card attached
  3. Must have genuine savings
Alternate Prime LVR 55%
Initial
4.24%
Ongoing
4.24%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $1214
  2. No Credit Card attached
  3. Must have genuine savings
Pepper Essential (LVR up to 55%)
Initial
4.24%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $1039
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 5 Yr Fixed >50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.93%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 1 Yr Fixed <50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.38%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 1 Yr Fixed >50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.53%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 2 Yr Fixed <50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.28%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 2 Yr Fixed >50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.43%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 3 Yr Fixed <50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.38%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 3 Yr Fixed >50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.53%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 4 Yr Fixed <50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.63%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 4 Yr Fixed >50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.78%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 5 Yr Fixed <50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.78%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Balanced Bonus Saver Home Loan (Adelaide Bank) - 1 Year Fix (Owner Occupied)
Initial
4.68%
Ongoing
4.26%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $1094
  2. No Bpay Option