Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Homeloans Ultra Plus 80 Combo >$500K Fixed 4 Year (Principal & Interest) (Investment)
Initial
4.59%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Investors

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo >$500K Fixed 5 Year (Principal & Interest) (Investment)
Initial
4.79%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Investors

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Offset Flyer Home Loan Package - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $363
Homeloans FlexiChoice Prime Pro Pack LVR 80% <$500K (Owner Occupied)
Initial
4.29%
Ongoing
4.29%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $575
  2. No Credit Card attached
  3. Must have genuine savings
Basic Flyer Home Loan - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. Must have genuine savings
Offset Flyer Home Loan Package Fixed 1 Year - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.34%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Basic Flyer Home Loan Fixed 1 Year - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.34%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. Must have genuine savings
Offset Flyer Home Loan Package Fixed 2 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.34%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Basic Flyer Home Loan Fixed 2 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.34%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Flexi Elite Full Doc LVR <55%
Initial
4.30%
Ongoing
4.30%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $1384
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Optima 1 Year Fixed <$750K LVR 80% (Interest Only) (Owner Occupied)
Initial
4.38%
Ongoing
4.31%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima 2 Year Fixed <$750K LVR 80% (Interest Only) (Owner Occupied)
Initial
4.38%
Ongoing
4.31%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima 3 Year Fixed <$750K LVR 80% (Interest Only) (Owner Occupied)
Initial
4.48%
Ongoing
4.31%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima 4 Year Fixed <$750K LVR 80% (Interest Only) (Owner Occupied)
Initial
4.74%
Ongoing
4.31%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima 5 Year Fixed <$750K LVR 80% (Interest Only) (Owner Occupied)
Initial
4.74%
Ongoing
4.31%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima Offset up to $749K LVR 80% (Interest Only) (Owner Occupied)
Initial
4.31%
Ongoing
4.31%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Homeloans Optima up to $749K LVR 80% (Interest Only) (Owner Occupied)
Initial
4.31%
Ongoing
4.31%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Vow Basic Home Loan - (Up to $750K) LVR 80% (Interest Only) (Owner Occupied)
Initial
4.32%
Ongoing
4.32%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Basic Home Loan Fixed 1 Year - (Up to $750K) LVR 80% (Interest Only) (Owner Occupied)
Initial
4.39%
Ongoing
4.32%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Basic Home Loan Fixed 2 Years - (Up to $750K) LVR 80% (Interest Only) (Owner Occupied)
Initial
4.39%
Ongoing
4.32%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings