Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Ezy Economizer 1 Year Fixed Fee Free <80% <$300K
Initial
3.79%
Ongoing
4.09%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Premium Option Pro Pack Fixed 1 Year 85 <$750K (Principal & Interest) (Owner Occupied)
Initial
4.33%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $845
Basic Fixed Rate Loan 1 Year - EXISTING CUSTOMERS - LVR >90% to 95% (Owner Occupied)
Initial
4.55%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $895
  2. No Credit Card attached
  3. Must have genuine savings
Basic Fixed Rate Loan 1 Year (Owner Occupied)
Initial
4.55%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $545
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo $200K-$499K Fixed 1 Year (Principal & Interest) (Owner Occupied)
Initial
4.39%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Optima 1 Year Fixed <$750K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.28%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Vow Basic Home Loan Fixed 1 Year - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Fixed 1 Year - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Affinity Fixed Rate Loan 1 Year $250K - $499K (LVR <80%) (Owner Occupied)
Initial
4.55%
Ongoing
4.23%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $645
  2. No Credit Card attached
  3. Must have genuine savings
Pro Pack 1 Year Fixed Rate $250K - $499K LVR 80% (Owner Occupied)
Initial
4.55%
Ongoing
4.23%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $295
  2. No Credit Card attached
  3. Must have genuine savings
Offset Home Loan Package Fixed 1 Year - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Basic Home Loan Fixed 1 Year - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.29%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Star (Prime) - AAA Rated Fixed 1 Year LVR 70%
Initial
4.29%
Ongoing
4.24%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. No Credit Card attached
Complete / Alliance Option 1 Yr Fixed <50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.38%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 1 Yr Fixed >50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.53%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Balanced Bonus Saver Home Loan (Adelaide Bank) - 1 Year Fix (Owner Occupied)
Initial
4.68%
Ongoing
4.26%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $1094
  2. No Bpay Option
Home Advantage - 1 year Fixed (Owner Occupied)
Initial
4.39%
Ongoing
4.29%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $100
  2. Must have genuine savings
Ezy Economizer 1 Year Fixed Fee Free >80% <$300K
Initial
3.99%
Ongoing
4.29%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Offset Flyer Home Loan Package Fixed 1 Year - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.34%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Basic Flyer Home Loan Fixed 1 Year - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.34%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. Must have genuine savings