Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Ezy Economizer 4 Year Fixed Fee Free <80% $300K - $400K
Initial
4.24%
Ongoing
3.99%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $3187
  2. No Credit Card attached
  3. Must have genuine savings
Ezy Economizer 4 Year Fixed Fee Free <80% <$300K
Initial
4.24%
Ongoing
3.99%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo >$500K Fixed 4 Year (Principal & Interest) (Owner Occupied)
Initial
4.59%
Ongoing
4.14%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Premium Option Pro Pack Fixed 4 Years 85 <$750K (Principal & Interest) (Owner Occupied)
Initial
4.63%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $845
Homeloans Ultra Plus 80 Combo $200K-$499K Fixed 4 Year (Principal & Interest) (Owner Occupied)
Initial
4.59%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Ezy Economizer 4 Year Fixed Fee Free >80% <$300K
Initial
4.44%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Optima 4 Year Fixed <$750K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.64%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Vow Basic Home Loan Fixed 4 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Fixed 4 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Offset Home Loan Package Fixed 4 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Basic Home Loan Fixed 4 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Complete / Alliance Option 4 Yr Fixed >50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.78%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 4 Yr Fixed <50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.63%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Balanced Bonus Saver Home Loan (Adelaide Bank) - 4 Year Fix (Owner Occupied)
Initial
4.88%
Ongoing
4.26%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $1094
  2. No Bpay Option
Offset Flyer Home Loan Package Fixed 4 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.70%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Basic Flyer Home Loan Fixed 4 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.70%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo >$500K Fixed 4 Year (Principal & Interest) (Investment)
Initial
4.59%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Investors

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Optima 4 Year Fixed <$750K LVR 80% (Interest Only) (Owner Occupied)
Initial
4.74%
Ongoing
4.31%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Vow Basic Home Loan Fixed 4 Years - (Up to $750K) LVR 80% (Interest Only) (Owner Occupied)
Initial
4.75%
Ongoing
4.32%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Fixed 4 Years - (Up to $750K) LVR 80% (Interest Only) (Owner Occupied)
Initial
4.75%
Ongoing
4.32%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings