Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Ezy Economizer 5 Year Fixed Fee Free <80% <$300K
Initial
4.34%
Ongoing
3.99%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo >$500K Fixed 5 Year (Principal & Interest) (Owner Occupied)
Initial
4.79%
Ongoing
4.14%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Premium Option Pro Pack Fixed 5 Years 85 <$750K (Principal & Interest) (Owner Occupied)
Initial
4.68%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $845
Basic Fixed Rate Loan 5 Years - EXISTING CUSTOMERS - LVR >90% to 95% (Owner Occupied)
Initial
4.99%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $895
  2. No Credit Card attached
  3. Must have genuine savings
Basic Fixed Rate Loan 5 Years (Owner Occupied)
Initial
4.99%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $545
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Ultra Plus 80 Combo $200K-$499K Fixed 5 Year (Principal & Interest) (Owner Occupied)
Initial
4.79%
Ongoing
4.19%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Ezy Economizer 5 Year Fixed Fee Free >80% <$300K
Initial
4.54%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $2587
  2. No Credit Card attached
  3. Must have genuine savings
Homeloans Optima 5 Year Fixed <$750K LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.64%
Ongoing
4.21%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
Vow Basic Home Loan Fixed 5 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Offset Home Loan Fixed 5 Years - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Affinity Fixed Rate Loan 5 Years $250K - $499K (LVR <80%) (Owner Occupied)
Initial
4.99%
Ongoing
4.23%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $645
  2. No Credit Card attached
  3. Must have genuine savings
Pro Pack 5 Year Fixed Rate $250K - $499K LVR 80% (Owner Occupied)
Initial
4.99%
Ongoing
4.23%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $295
  2. No Credit Card attached
  3. Must have genuine savings
Offset Home Loan Package Fixed 5 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Basic Home Loan Fixed 5 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.65%
Ongoing
4.24%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Complete / Alliance Option 5 Yr Fixed >50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.93%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Complete / Alliance Option 5 Yr Fixed <50% LVR 80% Pro Pack (Principal & Interest)
Initial
4.78%
Ongoing
4.25%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $275
  2. No Credit Card attached
  3. Must have genuine savings
Balanced Bonus Saver Home Loan (Adelaide Bank) - 5 Year Fix (Owner Occupied)
Initial
4.88%
Ongoing
4.26%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $1094
  2. No Bpay Option
Offset Flyer Home Loan Package Fixed 5 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.70%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Basic Flyer Home Loan Fixed 5 Years - (up to $749K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.70%
Ongoing
4.29%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $363
  2. No Bpay Option
  3. Must have genuine savings
Home Advantage - 5 year Fixed (Owner Occupied)
Initial
4.59%
Ongoing
4.29%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $100
  2. Must have genuine savings