Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Basic Home Loan Promotional Discounted Rate (Owner Occupied)
Initial
4.09%
Ongoing
4.09%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $100
  2. No Credit Card attached
  3. Must have genuine savings
Basic Home Loan Promotional Discounted Rate (Owner Occupied)
Initial
4.09%
Ongoing
4.09%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $100
  2. No Credit Card attached
  3. Must have genuine savings
AMP Essential Home Loan (PAYG and Self Employed) (Owner Occupied)
Initial
4.09%
Ongoing
4.09%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $295
  2. No Credit Card attached
  3. Must have genuine savings
AMP Essential Home Loan (PAYG Only and Self Employed) - EXISTING CUSTOMERS - LVR 90% to 95% (Owner Occupied)
Initial
4.09%
Ongoing
4.09%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $295
  2. No Credit Card attached
  3. Must have genuine savings
Basic Home Loan Promotional Discounted Rate (Owner Occupied)
Initial
4.09%
Ongoing
4.09%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $100
  2. No Credit Card attached
  3. Must have genuine savings
Basic Variable Rate Loan - EXISTING CUSTOMERS - LVR >90% to 95% (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $895
  2. No Credit Card attached
  3. Must have genuine savings
Basic Variable Rate Loan (Owner Occupied)
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $545
  2. No Credit Card attached
  3. Must have genuine savings
Flexi First Option Home Loan - Special Offer
Initial
4.19%
Ongoing
4.19%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Must have genuine savings
Vow Basic Home Loan - (Up to $750K) LVR 80% (Principal & Interest) (Owner Occupied)
Initial
4.22%
Ongoing
4.22%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Base Variable Rate (Principal & Interest)
Initial
4.15%
Ongoing
4.28%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $600
  2. No Credit Card attached
  3. Must have genuine savings
Vow Basic Home Loan - (Up to $750K) LVR 80% (Interest Only) (Owner Occupied)
Initial
4.32%
Ongoing
4.32%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Basic Home Loan Promotional Discounted Rate (Investment)
Initial
4.34%
Ongoing
4.34%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Investors
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $100
  2. No Credit Card attached
  3. Must have genuine savings
Basic Home Loan Promotional Discounted Rate (Investment)
Initial
4.34%
Ongoing
4.34%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Investors
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $100
  2. No Credit Card attached
  3. Must have genuine savings
Basic Home Loan Promotional Discount Rate (Investment)
Initial
4.34%
Ongoing
4.34%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Investors
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $100
  2. No Credit Card attached
  3. Must have genuine savings
Flexi First Option Investment Loan - Special Offer
Initial
4.46%
Ongoing
4.46%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Investors
  3. Anyone seeking construction finance

But be aware that

  1. Must have genuine savings
Vow Basic Home Loan - (Up to $750K) LVR >80% to 90% (Principal & Interest) (Owner Occupied)
Initial
4.47%
Ongoing
4.47%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Vow Basic Home Loan - (Up to $750K) LVR >90% (Principal & Interest) (Owner Occupied)
Initial
4.57%
Ongoing
4.57%

Great For

  1. Anyone who wants the certainty of principal and interest
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $363
  2. No Credit Card attached
  3. Must have genuine savings
Basic Variable - LVR 80%
Initial
4.57%
Ongoing
4.57%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers

But be aware that

  1. Upfront Fees of $649
  2. No Credit Card attached
  3. Must have genuine savings
Simplicity Plus (First Home Buyer) (Owner Occupied)
Initial
4.62%
Ongoing
4.62%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. No Credit Card attached
  2. Must have genuine savings
Simplicity Plus (Owner Occupied)
Initial
4.62%
Ongoing
4.62%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. No Credit Card attached
  2. Must have genuine savings