Lender

Loan Type

Interest Rate

Comparison Rate

Monthly Cost

Rate Saver Home Loan 3 Yr Special Variable (Owner Occupied)
Initial
4.19%
Ongoing
4.99%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $200
  2. No Credit Card attached
  3. Must have genuine savings
Rate Saver Home Loan 3 Yr Special Variable (Investment)
Initial
4.66%
Ongoing
5.26%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Investors
  3. Anyone seeking construction finance

But be aware that

  1. Upfront Fees of $800
  2. No Credit Card attached
  3. Must have genuine savings
Standard Variable Rate 12 Mth Discounted Variable Rate (Owner Occupied)
Initial
4.75%
Ongoing
5.45%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $800
  2. No Credit Card attached
  3. Must have genuine savings
Non Conforming Home Loan F470 - <70%
Initial
5.53%
Ongoing
5.53%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Low Doc Home Loan F470 - 65% - 70%
Initial
5.63%
Ongoing
5.63%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for a low doc option

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
  3. Must have genuine savings
Standard Variable Rate 12 Mth Discounted Variable Rate (Investment)
Initial
5.02%
Ongoing
5.72%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Investors
  3. Anyone seeking finance on vacant land

But be aware that

  1. Upfront Fees of $800
  2. No Credit Card attached
  3. Must have genuine savings
Non Conforming Home Loan F480 - 70% - 80%
Initial
5.75%
Ongoing
5.75%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Low Doc Home Loan F480 - 75% - 80%
Initial
5.95%
Ongoing
5.95%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for a low doc option

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Plus Home Loan - F470 - <70%
Initial
6.05%
Ongoing
6.05%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Plus Low Doc Home Loan - F470 - 65% - 70%
Initial
6.36%
Ongoing
6.36%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for a low doc option

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Home Loan F485 - 80% - 85%
Initial
6.45%
Ongoing
6.45%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Plus Home Loan - F480 - 70% - 80%
Initial
6.58%
Ongoing
6.58%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Low Doc Home Loan F485 - 80% - 85%
Initial
6.65%
Ongoing
6.65%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for a low doc option

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Home Loan F490 - 85% - 90%
Initial
7.15%
Ongoing
7.15%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Plus Home Loan - F485 - 80% - 85%
Initial
7.15%
Ongoing
7.15%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for an offset

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Low Doc Home Loan F490 - 85% - 90%
Initial
7.35%
Ongoing
7.35%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for a low doc option

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Plus Low Doc Home Loan - F480 - 75% - 80%
Initial
7.36%
Ongoing
7.36%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for a low doc option

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached
Non Conforming Plus Low Doc Home Loan - F485 - 80% - 85%
Initial
7.93%
Ongoing
7.93%

Great For

  1. Anyone who wants the flexibility of interest only
  2. Owner Occupiers
  3. Anyone looking for a low doc option

But be aware that

  1. Upfront Fees of $1764
  2. No Credit Card attached